Federal Loan Program

Loan programs provide financing for the purchase of renewable energy or energy efficiency systems or equipment. Low-interest or zero-interest loans for energy efficiency projects are a common demand-side management (DSM) strategy for electric utilities. State governments also offer low-interest loans for a broad range of renewable energy and energy efficiency measures. These programs are commonly available to the residential, commercial, industrial, transportation, public and nonprofit sectors. Loan rates and terms vary by program; in some cases, they are determined on an individual project basis. Loan terms are generally 10 years or less. In recent years, the federal government has offered loans for renewables and energy efficiency projects.

Federal Loan Program Incentives

CSV (rows 1 - 13)

Incentive	Incentive Type	Place	Applicable Sector	Eligible Technologies	Active
Clean Renewable Energy Bonds (CREBs) (Federal)	Federal Loan Program	United States: Energy Resources	Schools Local Government State Government Tribal Government Municipal Utility Rural Electric Cooperative	Solar Thermal Electric Solar Power Landfill Gas Wind Biomass Hydroelectric energy Geothermal Electric Municipal Solid Waste Anaerobic Digestion PRIMRE/Basics/Current Energy Wave Energy Ocean Thermal	Yes
Energy Star Financing and Mortgages (Federal)	Federal Loan Program	United States: Energy Resources	Commercial Residential Schools Local Government Construction Utility State Government Installer/Contractor	Geothermal Energy	No
Energy-Efficient Mortgages (Federal)	Federal Loan Program	United States: Energy Resources	Residential	Passive Solar Space Heat Solar Water Heat Solar Space Heat Solar Power Daylighting	Yes
FHA PowerSaver Loan Program (Federal)	Federal Loan Program	United States: Energy Resources	Residential Multi-Family Residential	Water Heaters Furnaces Central Air conditioners Programmable Thermostats Energy Mgmt. Systems/Building Controls Caulking/Weather-stripping Building Insulation Windows Doors Comprehensive Measures/Whole Building Solar Water Heat Solar Power Wind Geothermal Energy	Yes
HUD Energy Efficient Mortgages (Federal)	Federal Loan Program	United States: Energy Resources	Residential	Solar Water Heat Solar Space Heat Solar Power	No
Qualified Energy Conservation Bonds (QECBs) (Federal)	Federal Loan Program	United States: Energy Resources	Local Government State Government Tribal Government	Anaerobic Digestion Biomass Geothermal Electric Hydroelectric energy Landfill Gas Municipal Solid Waste Ocean Thermal Solar Power Solar Thermal Electric PRIMRE/Basics/Current Energy Wave Energy Wind	Yes
Small Business Administration Loan Programs (Federal)	Federal Loan Program	United States: Energy Resources	Commercial	Solar Water Heat Solar Space Heat Solar Thermal Electric Solar Power Wind Hydroelectric energy Renewable Transportation Fuels CHP/Cogeneration	No
Tax-Exempt Financing for Green Buildings, Renewable Energy & Brownfield Redevelopment (Federal)	Federal Loan Program	United States: Energy Resources	Commercial Industrial Local Government State Government	Passive Solar Space Heat Solar Water Heat Solar Space Heat Solar Power Fuel Cells Daylighting	No
U.S. Department of Energy - Loan Guarantee Program (Federal)	Federal Loan Program	United States: Energy Resources	Commercial Industrial Nonprofit Schools Local Government State Government Agricultural Institutional Any non-federal entity Manufacturing Facilities	Solar Thermal Electric Solar Thermal Process Heat Solar Power Wind Biomass Hydroelectric energy Geothermal Electric Fuel Cells Daylighting PRIMRE/Basics/Current Energy Wave Energy Ocean Thermal Biodiesel Fuel Cells using Renewable Fuels	Yes
USDA - Biorefinery Assistance Program (Federal)	Federal Loan Program	United States: Energy Resources	Commercial Industrial Local Government Construction Utility State Government Tribal Government Fed. Government Municipal Utility Investor-Owned Utility Rural Electric Cooperative Agricultural Institutional	Landfill Gas Biomass Municipal Solid Waste Ethanol Biodiesel	Yes
USDA - Rural Energy for America Program (REAP) Loan Guarantees (Federal)	Federal Loan Program	United States: Energy Resources	Commercial Agricultural	Solar Water Heat Solar Space Heat Solar Thermal Electric Solar Power Wind Biomass Hydroelectric energy Geothermal Electric CHP/Cogeneration Hydrogen Anaerobic Digestion Small Hydroelectric PRIMRE/Basics/Current Energy Wave Energy Ocean Thermal Renewable Fuels Fuel Cells using Renewable Fuels Microturbines Geothermal Energy	Yes
USDA Rural Housing Service Loans (Federal)	Federal Loan Program	United States: Energy Resources	Tribal Government Rural Electric Cooperative	Solar Thermal Electric Solar Thermal Process Heat Solar Power	No
Veterans Housing Guaranteed and Insured Loans (Federal)	Federal Loan Program	United States: Energy Resources	Residential	Equipment Insulation Heat pumps Caulking/Weather-stripping Building Insulation Windows Doors Roofs Passive Solar Space Heat Solar Water Heat Solar Space Heat	No

All Loan Programs