SMUD - Commercial Energy Efficiency Loan Program (California)

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Last modified on February 12, 2015.

Financial Incentive Program

Place California

Name SMUD - Commercial Energy Efficiency Loan Program
Incentive Type Utility Loan Program
Applicable Sector Commercial, Industrial, Multi-Family Residential
Eligible Technologies Central Air conditioners, Heat pumps, Lighting, Processing and Manufacturing Equipment, Refrigerators, LED Lighting
Active Incentive Yes
Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs
Amount Commercial: up to $10,000

Multi-Family: up to $10,000

Maximum Incentive Commercial: up to $10,000

Multi-Family: up to $10,000

Terms Rate: 8.75%
Repayment: 10 years
Program Administrator Sacramento Municipal Utility District

References DSIRE[1]


Sacramento Municipal Utility District offers low-interest loans to help commercial customers finance energy efficient equipment in eligible facilities. Generally, loans are extended to vested owners of a property. The applicable interest rate is currently at 8.75%; however this may be subject to change. Customers have up to ten years to repay the loan. Call 916-732-5472 to verify interest rate offer. A loan application fee of $200 will be charged for all applications. SMUD will return this fee if they decline the application. SMUD will prepare loan documents for signature immediately upon approval of the financing. Upon SMUD's approval, the loan commitment is valid for 180 days. Within this 180-day period, the product(s) must be installed and SMUD notified of the installation's completion.

More information regarding loan application process, loan payment options, or fees can be found on the program web site listed above. Grow Sacramento Fund loans are also available to SMUD customers. While these loans are not specifically focused on renewable energy or energy efficiency, the funds can be utilized to finance energy saving measures for small businesses.

Incentive Contact

Contact Name Commercial Services
Department Sacramento Municipal Utility District
Address 6201 S Street
Address 2 PO Box 15830
Place Sacramento, California
Zip/Postal Code 95852-1830
Phone (888) 742-7683
Phone 2 (877) 622-7683


  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"