SDG&E - Non-Residential On-Bill Financing Program (California)

From Open Energy Information


Last modified on February 12, 2015.

Financial Incentive Program

Place California

Name SDG&E - Non-Residential On-Bill Financing Program
Incentive Type Utility Loan Program
Applicable Sector Agricultural, Commercial, Fed. Government, Industrial, Institutional, Local Government, Multi-Family Residential, Nonprofit, Schools, State Government, Tribal Government
Eligible Technologies Comprehensive Measures/Whole Building, Custom/Others pending approval, Unspecified technologies
Active Incentive Yes
Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs
Amount General Minimum Loan Amount: $5,000/meter minimum

Non-Institutional Customers: up to $100,000/meter with 3 to 5 year max payback
Taxpayer Funded Institutions: up to $250,000/meter with 10 year max payback
State of California: up to $1,000,000 with 10 year max payback

Maximum Incentive Non-Institutional Customers: $100,000/meter

Taxpayer Funded Institutions: $250,000/meter
State of California: $1,000,000

Terms Rate: 0% financing

Repayment: Tax Payer Funded Institutions: up to 10 years; Business Customers: up to 5 years
To be eligible, should be an SDG&E customer in good standing for at least two years and receive a rebate or incentive through another SDG&E energy efficiency program.

Program Administrator San Diego Gas and Electric

References DSIRE[1]


The SDG&E On-Bill Financing (OBF) program offers qualified business customers 0% financing from $5,000 to $100,000 per meter for qualifying natural gas equipment. All institutional customers may receive from $5,000 to $250,000 per meter, and State of California can borrow up to $1,000,000 for one service account.

The program is open to all non-residential customers, including owners of multi-family units who do not live on premises. Participants must have had an active account for the past two years and good credit standing as determined by the Utility. The funds may be used for a wide variety of efficiency improvement projects, and the monthly loan payments will be added directly to the customer's bill. Monthly energy savings help to offset the monthly loan charges.

Incentive Contact

Contact Name Energy Information Center
Department San Diego Gas and Electric
Address P.O. Box 129831
Place San Diego, California
Zip/Postal Code 92112-9831
Phone (800) 411-7343 Ext.6
Phone 2 (800) 644-6133

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"