Mountain Association for Community Economic Development - HowSmartKY On-Bill Financing Energy Efficiency Program (Kentucky)

From Open Energy Information


Last modified on February 12, 2015.

Financial Incentive Program

Place Kentucky

Name Mountain Association for Community Economic Development - How$martKY On Bill Financing Energy Efficiency Program
Incentive Type Utility Loan Program
Applicable Sector Commercial, Multi-Family Residential, Nonprofit, Residential
Eligible Technologies Boilers, Building Insulation, Caulking/Weather-stripping, Ceiling Fan, Central Air conditioners, Chillers, Clothes Washers, Custom/Others pending approval, Dehumidifiers, Dishwasher, Doors, Duct/Air sealing, Furnaces, Heat pumps, Lighting, Refrigerators, Roofs, Siding, Water Heaters, Windows, Room Air Conditioners, Unspecified technologies
Active Incentive Yes
Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs
Amount Custom

Terms Repayment can be made via electric bills; costs are partially secured by savings on electricity bills
Program Administrator Mountain Association for Community Economic Development (MACED)

References DSIRE[1]


Four rural utility cooperatives in Eastern Kentucky (Big Sandy RECC, Fleming-Mason RECC, Grayson RECC, and Jackson Energy) work with MACED to provide energy retrofits as part of utility service under the KY Energy Retrofit Rider. The program, How$martKY, addresses a barrier that households and small businesses face when making an up-front investment in energy efficiency improvements such as insulation, air-sealing and HVAC upgrades.

After completing an energy assessment of the property and estimating the potential savings, the utility will oversee contractor installation of energy efficiency upgrades and provide assurance that the improvements have been correctly installed.

After installation, How$martKY will allow customers to make installment payments as part of their monthly utility bills, gradually paying for the efficiency upgrades by using part of the energy savings generated by the retrofit. Customers are expected to see savings on utility bills. Charges remain with the property and not the customer, to accommodate all classes of utility customers.

Incentive Contact

Contact Name Jeff Fugate
Department Mountain Association for Community Economic Development (MACED)
Address 433 Chestnut Street
Place Berea, Kentucky
Zip/Postal Code 40403
Phone (859) 986-2373


  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"