Home Energy Loan Program (Minnesota)

From Open Energy Information


Last modified on February 12, 2015.

Financial Incentive Program

Place Minnesota

Name Home Energy Loan Program
Incentive Type State Loan Program
Applicable Sector Residential
Eligible Technologies Boilers, Building Insulation, Central Air conditioners, Custom/Others pending approval, Doors, Duct/Air sealing, Furnaces, Lighting, Water Heaters, Windows
Active Incentive Yes
Implementing Sector State/Territory
Energy Category Energy Efficiency Incentive Programs
Amount Varies by improvements

Maximum Incentive 2.99% fixed interest rate: $10,000

4.99% fixed interest rate: $20,000

Terms 2.99% fixed interest rate: 12-60 month loan term

4.99% fixed interest rate: 37-120 month loan term
Loans secured through a mortgage

Program Administrator Center for Energy and Environment
Website http://www.mncee.org/Find-Programs-Financing/Home-Energy-Loan//

References DSIRE[1]


The Home Energy Loan Program is a statewide program of the Minnesota Housing Finance Agency administered by the Center for Energy and Environment Financial Resources. It offers low interest loans to homeowners who want to make energy improvements to their properties. Eligible improvements include water heaters, furnaces, air conditioners, building insulation, windows, and doors. Custom improvements may be eligible as determined by the program administrator.

The property should be single-family (1-4 units) residential, but up to 49% of the residence can be used for business. Eligible property must have been built prior to May 1, 1989. There is no maximum annual household income limit, but borrowers must own the property or be purchasing it through mortgage or contract for deed.

Incentive Contact

Contact Name Stephen Hines
Department Center for Energy and Environment
Address 212 3rd Ave North
Address 2 Suite 560
Place Minneapolis, Minnesota
Zip/Postal Code 55401
Phone (612) 335-5851
Phone 2 (855) 296-5626
Email shines@mncee.org
Website http://www.mncee.org/

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"