Hamilton County - Home Improvement Program (Ohio)

From Open Energy Information


Last modified on December 17, 2014.

Financial Incentive Program

Place Ohio

Name Hamilton County - Home Improvement Program
Incentive Type Local Loan Program
Applicable Sector Commercial, Residential, Multi-Family Residential
Eligible Technologies Furnaces, Heat pumps, Central Air conditioners, Building Insulation, Windows, Doors, Siding, Roofs, Passive Solar Space Heat, Solar Water Heat, Photovoltaics, Wind, Daylighting
Active Incentive Yes
Implementing Sector Local
Energy Category Renewable Energy Incentive Programs, Energy Efficiency Incentive Programs
Amount 1,500-50,000

Maximum Incentive 50,000

Terms Interest rate: 3% below market rate

Length: 5 years

Program Administrator Hamilton County Department of Community Development
Website http://www.hamiltoncountyohio.gov/hc/hc_hip.asp

References DSIREDatabase of State Incentives for Renewables and Efficiency[1]


The Home Improvement Program (HIP) in Hamilton County, Ohio, originally opened in 2002, and was reinstated in May 2008. The HIP loan allows homeowners in Hamilton County communities to borrow money to repair or remodel homes or rental property at interest rates 3% below the lowest rate a bank would normally offer. The following banks participate: Fifth Third Bank, U.S. Bank, KeyBank, North Side Bank and First Safety Bank. The HIP loan is usually structured as a home equity loan, secured by a second mortgage on the property. Credit requirements apply.

Eligible residential (one- or two-family homes) and commercial properties must have an assessed value of less than $350,000 and must be current on property tax payments. There is no property value limit on multi-family dwellings (three or more units). Loans may be used for alteration, repair, maintenance or improvements, including renewable energy and energy efficiency improvements, although funds may not be used for luxury projects (e.g., swimming pools, hot tubs) or for free-standing appliances. Appliances that are permanently installed are permissible.

Incentive Contact

Contact Name Jay Springer
Department Hamilton County Department of Planning and Development
Address 138 East Court Street
Address 2 Room 807
Place Cincinnati, Ohio
Zip/Postal Code 45202
Phone (513) 946-4459

Email jay.springer@hamilton-co.org
Website http://www.hamiltoncountyohio.gov/

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


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