Energy Conservation Loan (Connecticut)

From Open Energy Information


Last modified on February 12, 2015.

Financial Incentive Program

Place Connecticut

Name Energy Conservation Loan
Incentive Type State Loan Program
Applicable Sector Residential, Multi-Family Residential
Eligible Technologies Water Heaters, Furnaces, Boilers, Heat pumps, Central Air conditioners, Programmable Thermostats, Caulking/Weather-stripping, Duct/Air sealing, Windows, Siding, Roofs, Passive Solar Space Heat, Solar Water Heat, Solar Space Heat, Photovoltaics, Wind, Biomass, Geothermal Heat Pumps
Active Incentive Yes
Implementing Sector State/Territory
Energy Category Renewable Energy Incentive Programs, Energy Efficiency Incentive Programs
Amount Single Family (1-4 units): 25,000

Multi-Family: 3,500 per unit

Funding Source Connecticut Department of Housing (DOH)

Maximum Incentive Single family homes (1-4 family units): 25,000

Multi-family (5 or more units): 100,000

Terms 0%, 1%, 3% or 6% depending on income, family size, location

Repayment term up to 10 years (subject to change)

Program Administrator Connecticut Housing Investment Fund

References DSIRE[1]


Energy Conservation Loans are available through the Connecticut Housing Investment Fund, Inc. (CHIF) to owners of one- to four-family homes who meet established income limits for family size and location. Interest rates vary in accordance with the borrower's family size and income, and the loan may be repaid over 10 years. Single-family homes can receive a 0% interest rate if the family has below a 50% Median Income, or if the loan is for a furnace/boiler that is ENERGY STAR rated.

Loans for large residential properties are available through the Multi-Family Energy Conservation Loan Program. The terms of this loan are similar to loans for single-family dwellings, with a higher principal available on the loan.

Applications for these programs are available from the program web site above. In addition to the application, the borrower must submit copies of the past two years' federal tax returns (with schedules) and a copy of a monthly mortgage statement (or a release of mortgage or deed).

Incentive Contact

Contact Name Kristen Caplin
Department Connecticut Housing Investment Fund
Address 121 Tremont Street
Place Hartford, Connecticut
Zip/Postal Code 06105
Phone (860) 233-5165 Ext:2002


Authorities (Please contact the if there are any file problems.)

Authority 1: H.B. 6360
Date Effective 2013-06-21
Date Enacted 2013-06-21

Authority 2: C.G.S. 16a-40b

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency" Cite error: Invalid <ref> tag; name "DSIRE" defined multiple times with different content