Eagle, Gunnison, Lake, and Pitkin Counties - Energy Smart Colorado Loan Program (Colorado)

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Last modified on January 5, 2015.

Financial Incentive Program

Place Colorado

Name Eagle, Gunnison, Lake, and Pitkin Counties - Energy Smart Colorado Loan Program
Incentive Type Local Loan Program
Applicable Sector Residential
Eligible Technologies Water Heaters, Furnaces, Boilers, Duct/Air sealing, Building Insulation, Windows, Doors, Solar Water Heat, Photovoltaics, Tankless Water Heaters
Active Incentive Yes
Implementing Sector Local
Energy Category Renewable Energy Incentive Programs, Energy Efficiency Incentive Programs
Amount 1,000+

Start Date 07/2012

Maximum Incentive 25,000

Terms Fixed interest rates starting at 3.75%, up to 8.5%. No money down. Minimum credit score of 580 required. Terms of 84 months (for loans less than 7,500) and 120 months (for loans greater than or equal to 7,500)
Program Administrator Energy Smart Colorado
Website http://www.energysmartcolorado.com/financing/

References DSIRE[1]


Energy Smart Colorado is the first rural multi-jurisdictional consortium in the U.S. to implement a comprehensive residential energy efficiency program.

Residents of Roaring Fork Valley and Eagle, Gunnison, Lake, and Summit Counties are eligible for energy efficiency and renewable energy assistance, rebates, and financing through the Energy Smart Colorado program. The program helps homeowners identify, finance, and complete energy improvements in their homes.

Each participating county operates an Energy Resource Center (ERC), providing homeowners and contractors with a local, reliable one-stop-shop for information and service. Each ERC is staffed with a Building Performance Institute certified Home Energy Advisor who provides expert advice, coaching, and assistance with enrollments, home energy assessments, and improvement projects.

Home Energy Assessment

Interested homeowners can schedule a reduced-cost home energy assessment with a qualified Energy Smart Analyst who will come to the home and perform a comprehensive home safety and energy assessment. There are a variety of free improvements the Energy Smart Analyst may install at the time of the assessment including a programmable thermostat, efficient lighting, hot and cold water pipe insulation, a hot water tank insulation blanket, and door weather-stripping.


The Energy Smart Loan Program is available to residents of Eagle, Gunnison, Lake, and Pitkin Counties. With a simple application process and an interest rate starting at 3.75%, the Loan Program provides an accessible tool for homeowners to use in upgrading their homes.

Loan transactions are managed by Funding Partners, a Community Development Financial Institution based in Fort Collins. Contractors act as liaisons for the financing program, assisting their clients in designing eligible projects and submitting the application.

For questions about the loan, contact Energy Smart Partners at (970) 494-2021 or info@fundingpartners.org. For questions about the program and eligible projects, contact the applicable local energy resource center listed below.

Incentive Contact

Contact Name Pitkin County
Department Community Office for Resource Efficiency (CORE)
Address 111 AABC Suite M
Place Aspen, Colorado
Zip/Postal Code 81611
Phone (970) 925-9775

Email Pitkin@EnergySmartColorado.com
Contact Name Gunnison County
Department Office for Resource Efficiency
Address 202 E. Georgia
Address 2 Suite C
Place Gunnison, Colorado
Zip/Postal Code 81230
Phone (970) 641-7682

Email Gunnison@EnergySmartColorado.com
Contact Name Eagle County
Department Walking Mountains Science Center
Address Walking Mountains Ln
Place Avon, Colorado
Zip/Postal Code 81620
Phone (970) 328-8777

Email Eagle@EnergySmartColorado.com
Contact Name Lake County
Department Cloud City Conservation Center
Address 130 W 5th Street
Address 2 Room 121
Place Leadville, Colorado
Phone (719) 465-6164

Email Cameron@CloudCityConservation.org

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


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