Cullman Electric Cooperative - Energy Conservation Loan Program (Alabama)

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Last modified on February 12, 2015.

Financial Incentive Program

Place Alabama

Name Cullman Electric Cooperative - Energy Conservation Loan Program
Incentive Type Utility Loan Program
Applicable Sector Residential
Eligible Technologies Building Insulation, Heat pumps, Windows
Active Incentive Yes
Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs

Maximum Incentive Heat Pump Rate: not specified

Energy Conservation Rate: $2,000

Terms Heat Pump Rate: 8%
Heat Pump Repayment: not specified

Energy Conservation Rate: 11%
Energy Conservation Repayment: up to 60 months

Program Administrator Cullman Electric Cooperative

References DSIRE[1]


Cullman Electric Cooperative, a Touchstone Electric Cooperative, has two loan programs. One is the Energy Conservation Loan Program, which provides members a loan for insulation or storm windows. Maximum loan is $2,000, payable up to 60 months at a rate of 11%. A list of approved contractors is provided on the web site.

Cullman also helps finance electric heat pumps through the Heat Pump Loan Program. The current interest rate is 8% and monthly payments are billed through the electric bill. Contact Cullman for loan amounts. A $50 application/filing fee and a copy of property description are required. See the program web site listed above for other information regarding this program.

Incentive Contact

Contact Name Member Services
Department Cullman Electric Cooperative
Division Member Services
Address PO Box 1168
Place Cullman, Alabama
Zip/Postal Code 35056
Phone (800) 242-1806
Phone 2 (256) 737-3200

  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"