Carroll EMC - Residential Energy Efficiency Loans (Georgia)

From Open Energy Information


Last modified on May 24, 2011.

Financial Incentive Program

Place Georgia

Name Carroll EMC - Residential Energy Efficiency Loans
Incentive Type Utility Loan Program
Applicable Sector Residential
Eligible Technologies Equipment Insulation, Water Heaters, Heat pumps, Central Air conditioners, Caulking/Weather-stripping, Duct/Air sealing, Building Insulation, Unspecified technologies
Active Incentive No
Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs
Amount Energy Resources Conservation: 100 - 5,000
Energy Conservation: up to 1,000 - 15,000

Maximum Incentive Energy Resources Conservation: 5,000 total
Energy Conservation: 15,000

Terms Rate: not specified
Energy Resources Conservation Repayment: 5 years
Energy Conservation Repayment: 5 years (loans under 5,000) ; 10 years (loans over 5,000)
Program Administrator Carroll Electric Membership Corporation

References DSIRE[1]


Carroll Electric Membership Corporation (EMC) is an electric cooperative that serves 50,000 members in West Georgia, including customers in Carroll, Floyd, Haralson, Heard, Paulding, Polk and Troup counties.

Carroll EMC offers two energy efficiency loan programs for customers with existing homes:

The Energy Resources Conservation (ERC) Loan Program is designed for customers who want to improve the efficiency of their homes through weatherization and efficient heat pumps. This loan offers members $100 to $1,500 for weatherization needs and up to $4,000 for a high-efficiency heat pump. The loan is offered at a fixed interest rate, for up to five years, with no prepayment penalty.

For larger measures, Carroll EMC offers the Energy Conservation (EC) Home Loan Program. This loan will lend residential customers up to $15,000 for the installation of an electric HVAC system, a water heater or other high-efficiency home improvement measures. All loans offer a fixed interest rate and a 5-year term for loans under $5,000 and 10-year term for loans over $5,000. There is no application fee, down payment or prepayment penalty. This loan is initiated through a participating contractor.

For more information on participating contractors, current interest rates, and how to apply for these loan programs, contact Carroll EMC.

Incentive Contact

Contact Name Customer Service - Carroll EMC
Department Carroll Electric Membership Corporation
Address Highway 113 North
Place Carrollton, Georgia
Zip/Postal Code 30117
Phone (770) 832-3552


  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"