Fort Collins Utilities - Home Efficiency Loan Program (Colorado)

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Last modified on January 5, 2015.

Financial Incentive Program

Place Fort Collins, Colorado

Name Fort Collins Utilities - Home Efficiency Loan Program
Incentive Type Utility Loan Program
Applicable Sector Residential
Eligible Technologies Water Heaters, Furnaces, Heat pumps, Central Air conditioners, Duct/Air sealing, Building Insulation, Windows, Comprehensive Measures/Whole Building, Photovoltaics, Tankless Water Heaters
Active Incentive Yes
Implementing Sector Utility
Energy Category Renewable Energy Incentive Programs, Energy Efficiency Incentive Programs
Amount 1,000 - 15,000

Maximum Incentive 15,000

Terms Rate: 5% or 6% fixed
Repayment Terms: 60, 84, or 120 months
Fees: 25 application fee, 150 origination fee

References DSIRE[1]


Fort Collins Utilities offers its residential customers low-interest loans that may be used to finance up to 100% of the cost of eligible energy efficiency and renewable energy projects at existing homes, including adding insulation, replacing a furnace, upgrading water and space heating systems, adding a photovoltaic system, and improving building envelope measures. Customers can also use the loan for water service line repair/ replacement (if they are water customers).

A customer repays the loan amount through their regularly scheduled monthly utility bills (i.e., “on-bill financing”). The maximum loan amount is $15,000, and the repayment schedule ranges from 60 to 120 months. Loans are only available for future improvements to existing homes.

Contact Fort Collins Utilities or Funding Partners (who administers the loans) for more information on this program.

Incentive Contact

Contact Name Fort Collins Utilities

Address 700 Wood St
Place Fort Collins, Colorado
Zip/Postal Code 80521
Phone (970) 221-6700

Contact Name Funding Partners

Address 330 South College Ave.
Address 2 Suite 400
Place Fort Collins, Colorado
Zip/Postal Code 80524
Phone (970) 494-2021


  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency" Cite error: Invalid <ref> tag; name "DSIRE" defined multiple times with different content