First Electric Cooperative - Home Improvement Loans (Arkansas)

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Last modified on February 12, 2015.

Financial Incentive Program

Place Arkansas

Name First Electric Cooperative - Home Improvement Loans
Incentive Type Utility Loan Program
Applicable Sector Residential
Eligible Technologies Building Insulation, Doors, Duct/Air sealing, Heat pumps, Water Heaters, Windows, Geothermal Heat Pumps, Electric service upgrades; Portable home generators; Surge and lightning protection
Active Incentive Yes
Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs, Renewable Energy Incentive Programs
Amount $500 - $15,000

Maximum Incentive $15,000

Terms Rate: 5.75% fixed
Repayment: up to 60 months
Program Administrator First Electric Cooperative

References DSIRE[1]


First Electric Cooperative, a Touchstone Energy® Cooperative, serves over 85,000 member accounts throughout parts of seventeen counties in central and southeast Arkansas. The Home Improvement Loan Program allows members to borrow between $500 and $15,000 for energy efficiency home improvements associated with heat pumps, First Electric products and portable home generators. For loans under $2500, there is a filing fee of $20; for loans over $2,500, the fee is $60. Only single-family primary residences served by FECC are eligible. Loans between $500 and $2,500 are secured with an equipment lien, and loans over $2500 are secured with a property mortgage and equipment lien. Loan program applications, specific program details, and a list of approved dealers are available on the program website.

Incentive Contact

Contact Name Marketing Representative
Department First Electric Cooperative
Address 1000 South J.P. Wright Loop Road
Place Jacksonville, Arkansas
Zip/Postal Code 72076
Phone (800) 489-7405


  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"