Columbia Water & Light - Residential Super Saver Loans (Missouri)

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Last modified on February 12, 2015.

Financial Incentive Program

Place Missouri

Name Columbia Water and Light - Residential Super Saver Loans
Incentive Type Utility Loan Program
Applicable Sector Multi-Family Residential, Residential
Eligible Technologies Building Insulation, Central Air conditioners, Doors, Duct/Air sealing, Furnaces, Heat pumps, Water Heaters, Windows, Solar Space Heat, Solar Water Heat
Active Incentive Yes
Implementing Sector Utility
Energy Category Energy Efficiency Incentive Programs, Renewable Energy Incentive Programs
Amount Home Performance Super Saver Loan: up to $15,000

Maximum Incentive $15,000

Terms Up to 3 years: 1%

4 to 5 years: 3%
6 to 10 years: 5%
Super Saver loan program requires cost-effective insulation levels and a detailed building assessment from a Certified Home Performance Contractor (see web site).

Program Administrator Columbia Water and Light

References DSIRE[1]


The Columbia Water and Light (CWL) Home Performance Super Saver Loan allows Columbia residents to finance energy improvements to homes with affordable, low interest loans with five to ten year terms. If a Water and Light electric customer has a good credit history and owns an eligible home, loans can be used to install insulation, heating and cooling systems, solar water heating and solar space heating. Two different loan programs are offered to customers, which differ slightly from one another. Before work commences, a representative from Columbia Water and Light will conduct an energy audit of the home and suggest ways in which the home's efficiency could be improved.

Eligible insulation measures may be installed in several strategic areas of the home with specific minimum R-value requirements for each area. A new furnace can be financed by the loan programs only if it is installed along with a new central air conditioner with an efficiency rating of 14 SEER or higher. Solar water heaters must provide at least 50% of water heating costs to be eligible for financing, and solar space heating systems must involve active solar heat collectors to qualify. New windows must be rated with a minimum U-value of 0.30.

Review the program web site for additional information.

Incentive Contact

Contact Name Connie Kacprowicz
Department Columbia Water and Light
Address PO Box 6015
Place Columbia, Missouri
Zip/Postal Code 65205
Phone (573) 874-7325


  • Incentive and policy data are reviewed and approved by the N.C. Solar Center's DSIRE project staff.[1]


  1. 1.0 1.1  "Database of State Incentives for Renewables and Efficiency (DSIRE)"